The best business credit card alternative
Traditional business credit cards weren’t built for modern teams. Weel’s virtual cards offer a safer, smarter way to control spending in real-time.
Weel powers top Finance teams across Australia
Why traditional business credit cards fall short
For finance teams that need control, visibility, and accountability—a standard credit card just doesn’t cut it anymore.
Card sharing
Missing receipts
Limited visibility
Lengthy application processes
Lack of control
Instant virtual cards, no paperwork
Skip the long forms and bank queues. With Weel, you can issue virtual cards to employees in seconds, without needing to go through a traditional credit check or lengthy approval process.
Real-time visibility into every transaction
No more waiting for end-of-month statements. With Weel, you’ll know what’s being spent, by whom, and why—as it happens.
Custom limits for total control
Give each employee their own card, with controls over how much they can spend and where they can spend it. Say goodbye to overspending and expense surprises.
Built-in security to reduce fraud risk
Transactions are protected under Visa’s Zero Liability Policy, and all payment data is tokenised and securely stored with our PCI-DSS certified banking partner.
No more chasing receipts
Weel automates receipt capture at the point of purchase. That means fewer manual tasks, faster reporting, and audit-ready expense data.
Low FX rates for smarter international spend
Paying overseas suppliers or making international purchases? Weel keeps it simple—with a low 0.95% FX rate, compared to the 3% you’ll find on most traditional cards. No surprises, just smarter spending.
“Getting our spending data in real time has been huge for us. As soon as staff make a purchase on their Weel card they can complete their expense report immediately, because straight away it’s there for them to take action.”
Vicky Scott, Financial Accountant at Rous County Council
Still using a credit card for business expenses? It’s time for a better way.
Try Weel’s virtual corporate cards today and take control of your business spending.
Frequently Asked Questions
What makes Weel a strong business credit card alternative?
Weel offers virtual corporate cards that function as debit cards, providing instant issuance, real-time expense tracking, and customisable spending limits, all without the risks of debt and interest associated with traditional credit cards.
What information is required to start using Weel's virtual corporate cards in Australia?
To get started with Weel, you’ll need to provide some basic business details, such as your ABN and registered business address. Depending on your business structure, we may also need to verify the identity of beneficial owners, which can involve uploading two forms of ID. The process is quick, straightforward, and far simpler than applying for a traditional business credit card. Once verified, you can start issuing cards right away.
How does Weel help with credit card reconciliation?
Weel automates the entire reconciliation process—matching transactions with receipts in real time and integrating with your accounting software to reduce manual work. Learn more about how Weel simplifies credit card reconciliation.
What fees are associated with Weel's virtual corporate cards?
Weel focuses on transparent pricing with minimal fees. Unlike traditional credit cards, Weel avoids hidden charges like annual fees or interest, providing a cost-effective solution.
What are the key differences between Weel's virtual corporate cards and traditional physical business credit cards?
Weel's virtual corporate cards offer instant issuance, enhanced security, and real-time tracking, while traditional physical credit cards involve lengthy applications, potential debt, and delayed expense reporting.
What is a Weel Card?
A Weel Card is a virtual corporate card designed for businesses to manage expenses efficiently. Unlike traditional credit cards, Weel Cards function like debit cards, drawing funds directly from your Weel account. They offer instant issuance, customisable spending limits, real-time tracking, and automated receipt collection, all managed through a user-friendly platform. It's a modern, secure way to control and monitor business spending without the risks of debt and hidden fees.
How does Weel offer instantly issued virtual corporate cards?
Weel leverages modern technology to provide instant virtual card issuance, eliminating the lengthy application processes of traditional credit cards.
Which is the best credit card alternative for business expenses in Australia?
Many businesses are recognising the benefits of virtual corporate cards like Weel for their expense management. Their control, real-time tracking and avoidance of debt are making them an increasingly popular alternative.
Are expenses made with Weel's virtual corporate cards tax deductible?
Yes, business expenses made with Weel's virtual corporate cards are generally tax deductible, similar to other business expenses. Consult with a tax advisor for specific advice.
How can my business optimise spending with a credit card alternative like Weel?
By utilising Weel's customisable spending limits, real-time tracking, and automated receipt collection, businesses can gain better control over their expenses and optimise their financial management.
Can I issue multiple virtual corporate cards to my employees with Weel?
Yes, Weel allows you to issue unlimited virtual corporate cards to your employees, each with customisable spending limits and tracking, providing granular control over business expenses.
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