Per-transaction card limits

What's new?

You can now set a maximum amount for any single card transaction, at the business level and on each budget and subscription.

Any card purchase above the limit is declined automatically at the point of payment, and the cardholder gets a notification explaining why.

Use the business-wide limit as a ceiling for every card transaction across your organisation. Then set tighter limits on individual budgets or subscriptions where you need them.

This is available to all customers on our Basic, Premium and Enterprise plans.

Why it matters

  • Flexibility with control: Grant a generous budget without worrying about one purchase blowing it.
  • No after-the-fact policing: Weel enforces the limit at card authorisation, so there is nothing to chase or reverse later.
  • Limits that scale: Set the rule once at the business or budget level and it applies to every card in scope. No per-card admin.
  • Clear for cardholders: A declined transaction comes with a push notification and email that names the limit that applied, so your team knows exactly what happened.

How to get started

Set a business-wide limit

  1. Go to Settings → Business information → Card controls.
  2. Enter your per-transaction limit and save. Leave it blank for no limit.

Set a limit on a budget or subscription

  1. Go to Budgets or Subscriptions and create a new one, or edit an existing one.
  2. Under Spend limit and top up rules, enable Per-transaction card limit and set a limit.
  3. Save. The limit applies to every card transaction against that budget or subscription from now on.

Per-transaction limits apply to card transactions only. Accounts payable invoices and reimbursements continue to follow your existing approval flows.

Please note, limits are enforced when a merchant asks us to authorise a payment. There are scenarios where transactions complete without Weel being involved in the authorisation process — such as a merchant force-clearing a payment, or taking payment while their terminal is offline — and those can go through above your limit. Treat per-transaction limits as a strong control rather than a guarantee.